/**
 * Enhanced Loan Application Form CSS
 * Modern, responsive design with premium visual elements
 * Version: 2.0 Enhanced
 */

/* ===== MODERN CSS VARIABLES ===== */
:root {
  /* Enhanced Color Palette */
  --laf-primary: #2563eb;
  --laf-primary-dark: #1d4ed8;
  --laf-primary-light: #dbeafe;
  --laf-primary-lighter: #eff6ff;
  --laf-secondary: #64748b;
  --laf-success: #059669;
  --laf-success-light: #d1fae5;
  --laf-danger: #dc2626;
  --laf-danger-light: #fee2e2;
  --laf-warning: #d97706;
  --laf-warning-light: #fef3c7;
  --laf-info: #0284c7;
  --laf-light: #f8fafc;
  --laf-dark: #1e293b;
  
  /* Modern Gradients */
  --laf-gradient-primary: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%);
  --laf-gradient-secondary: linear-gradient(135deg, #64748b 0%, #475569 100%);
  --laf-gradient-success: linear-gradient(135deg, #059669 0%, #047857 100%);
  --laf-gradient-hero: linear-gradient(135deg, #1e40af 0%, #3730a3 50%, #581c87 100%);
  
  /* Enhanced Grayscale */
  --laf-gray-50: #f8fafc;
  --laf-gray-100: #f1f5f9;
  --laf-gray-200: #e2e8f0;
  --laf-gray-300: #cbd5e0;
  --laf-gray-400: #94a3b8;
  --laf-gray-500: #64748b;
  --laf-gray-600: #475569;
  --laf-gray-700: #334155;
  --laf-gray-800: #1e293b;
  --laf-gray-900: #0f172a;
  
  /* Design System */
  --laf-border-radius: 12px;
  --laf-border-radius-lg: 24px;
  --laf-border-radius-xl: 32px;
  --laf-border-radius-sm: 8px;
  --laf-transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --laf-transition-fast: all 0.15s cubic-bezier(0.4, 0, 0.2, 1);
  --laf-shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --laf-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
  --laf-shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
  --laf-shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
  --laf-font-family: 'Inter', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

/* ===== ENHANCED CONTAINER & LAYOUT ===== */
.laf-container, 
.laf-standalone-wrapper {
  font-family: var(--laf-font-family);
  color: var(--laf-gray-800);
  line-height: 1.6;
  font-size: 16px;
  max-width: 1400px;
  margin: 0 auto;
  padding: 20px;
  background: var(--laf-gray-50);
  min-height: 100vh;
  position: relative;
}

/* ===== PREMIUM HERO HEADER ===== */
.laf-container .header-gradient,
.laf-standalone-wrapper .header-gradient {
  background: var(--laf-gradient-hero);
  color: white;
  padding: 80px 60px 100px;
  border-radius: var(--laf-border-radius-xl) var(--laf-border-radius-xl) 0 0;
  position: relative;
  overflow: hidden;
  box-shadow: var(--laf-shadow-xl);
  margin-bottom: 40px;
}

/* Animated Background Elements */
.laf-container .header-gradient::before,
.laf-standalone-wrapper .header-gradient::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: radial-gradient(circle at 30% 20%, rgba(255, 255, 255, 0.1) 0%, transparent 50%),
              radial-gradient(circle at 70% 80%, rgba(255, 255, 255, 0.08) 0%, transparent 50%),
              radial-gradient(circle at 20% 80%, rgba(255, 255, 255, 0.06) 0%, transparent 50%);
  animation: float 20s ease-in-out infinite;
}

@keyframes float {
  0%, 100% { transform: translateY(0px) rotate(0deg); }
  50% { transform: translateY(-20px) rotate(1deg); }
}

/* Header Content */
.laf-container .header-gradient h3,
.laf-standalone-wrapper .header-gradient h3 {
  font-size: 3.5rem;
  font-weight: 800;
  margin: 0;
  color: white;
  position: relative;
  z-index: 10;
  letter-spacing: -1px;
  text-shadow: 0 4px 20px rgba(0, 0, 0, 0.3);
  max-width: 70%;
  line-height: 1.1;
}

.laf-container .header-gradient p,
.laf-standalone-wrapper .header-gradient p {
  font-size: 1.4rem;
  margin-top: 24px;
  opacity: 0.95;
  font-weight: 400;
  position: relative;
  z-index: 10;
  max-width: 70%;
  line-height: 1.5;
  text-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
}

/* Floating Icon */
.laf-container .header-icon,
.laf-standalone-wrapper .header-icon {
  position: absolute;
  top: 50%;
  right: 80px;
  transform: translateY(-50%);
  font-size: 8rem;
  color: rgba(255, 255, 255, 0.2);
  z-index: 2;
  animation: pulse-icon 4s ease-in-out infinite;
}

@keyframes pulse-icon {
  0%, 100% { transform: translateY(-50%) scale(1); opacity: 0.2; }
  50% { transform: translateY(-55%) scale(1.05); opacity: 0.3; }
}

/* Enhanced Badge */
.laf-container .header-badge,
.laf-standalone-wrapper .header-badge {
  position: absolute;
  top: 40px;
  left: 40px;
  background: rgba(255, 255, 255, 0.2);
  color: white;
  font-size: 0.8rem;
  font-weight: 700;
  padding: 12px 24px;
  border-radius: 50px;
  text-transform: uppercase;
  letter-spacing: 2px;
  z-index: 10;
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 8px 25px rgba(0, 0, 0, 0.2);
  border: 1px solid rgba(255, 255, 255, 0.3);
  animation: glow 3s ease-in-out infinite;
}

@keyframes glow {
  0%, 100% { box-shadow: 0 8px 25px rgba(0, 0, 0, 0.2); }
  50% { box-shadow: 0 8px 35px rgba(0, 0, 0, 0.3), 0 0 30px rgba(255, 255, 255, 0.1); }
}

/* ===== ENHANCED PROGRESS BAR ===== */
.laf-container .form-progress,
.laf-container .lf-form-progress,
.laf-standalone-wrapper .form-progress,
.laf-standalone-wrapper .lf-form-progress,
.loan-form-progress {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin: -50px auto 60px;
  max-width: 85%;
  position: relative;
  z-index: 15;
  background: white;
  padding: 35px 40px;
  border-radius: var(--laf-border-radius-lg);
  box-shadow: var(--laf-shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.8);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
}

/* Progress Line */
.laf-container .form-progress::before,
.laf-container .lf-form-progress::before,
.laf-standalone-wrapper .form-progress::before,
.laf-standalone-wrapper .lf-form-progress::before,
.loan-form-progress::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 12%;
  right: 12%;
  height: 4px;
  background: linear-gradient(90deg, var(--laf-gray-200) 0%, var(--laf-gray-300) 100%);
  z-index: 1;
  border-radius: 2px;
  transform: translateY(-50%);
}

/* Progress Steps */
.laf-container .form-progress-step,
.laf-container .lf-form-progress-step,
.laf-standalone-wrapper .form-progress-step,
.laf-standalone-wrapper .lf-form-progress-step,
.progress-step {
  position: relative;
  flex: 1;
  text-align: center;
  padding: 0 15px;
  z-index: 2;
}

/* Step Numbers */
.laf-container .form-progress-step .step-number,
.laf-container .lf-form-progress-step::before,
.laf-standalone-wrapper .form-progress-step .step-number,
.laf-standalone-wrapper .lf-form-progress-step::before,
.progress-step .step-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  background: var(--laf-gray-100);
  border: 4px solid white;
  border-radius: 50%;
  margin: 0 auto 16px auto;
  color: var(--laf-gray-500);
  font-weight: 700;
  font-size: 1.4rem;
  transition: var(--laf-transition);
  box-shadow: var(--laf-shadow);
  position: relative;
  z-index: 3;
}

/* Active Step */
.laf-container .form-progress-step.active .step-number,
.laf-container .lf-form-progress-step.active::before,
.laf-standalone-wrapper .form-progress-step.active .step-number,
.laf-standalone-wrapper .lf-form-progress-step.active::before,
.progress-step.active .step-number {
  background: var(--laf-gradient-primary);
  color: white;
  transform: scale(1.15);
  box-shadow: var(--laf-shadow-lg), 0 0 0 8px rgba(37, 99, 235, 0.1);
  animation: pulse-step 2s ease-in-out infinite;
}

@keyframes pulse-step {
  0%, 100% { box-shadow: var(--laf-shadow-lg), 0 0 0 8px rgba(37, 99, 235, 0.1); }
  50% { box-shadow: var(--laf-shadow-lg), 0 0 0 12px rgba(37, 99, 235, 0.2); }
}

/* Completed Step */
.laf-container .form-progress-step.completed .step-number,
.laf-container .lf-form-progress-step.completed::before,
.laf-standalone-wrapper .form-progress-step.completed .step-number,
.laf-standalone-wrapper .lf-form-progress-step.completed::before,
.progress-step.completed .step-number {
  background: var(--laf-gradient-success);
  color: white;
  transform: scale(1.05);
}

.laf-container .form-progress-step.completed .step-number::after,
.laf-container .lf-form-progress-step.completed::after,
.laf-standalone-wrapper .form-progress-step.completed .step-number::after,
.laf-standalone-wrapper .lf-form-progress-step.completed::after,
.progress-step.completed .step-number::after {
  content: '✓';
  position: absolute;
  font-size: 1.8rem;
  font-weight: 900;
  animation: checkmark-appear 0.5s ease-out;
}

@keyframes checkmark-appear {
  0% { transform: scale(0) rotate(0deg); opacity: 0; }
  50% { transform: scale(1.2) rotate(10deg); opacity: 1; }
  100% { transform: scale(1) rotate(0deg); opacity: 1; }
}

/* Step Titles */
.laf-container .form-progress-title,
.laf-container .lf-form-progress-title,
.laf-standalone-wrapper .form-progress-title,
.laf-standalone-wrapper .lf-form-progress-title,
.progress-step .step-title {
  font-size: 1.1rem;
  color: var(--laf-gray-600);
  font-weight: 600;
  margin-top: 8px;
  transition: var(--laf-transition);
}

.laf-container .form-progress-step.active .form-progress-title,
.laf-container .lf-form-progress-step.active .lf-form-progress-title,
.laf-standalone-wrapper .form-progress-step.active .form-progress-title,
.laf-standalone-wrapper .lf-form-progress-step.active .lf-form-progress-title,
.progress-step.active .step-title {
  color: var(--laf-primary);
  font-weight: 700;
}

.laf-container .form-progress-step.completed .form-progress-title,
.laf-container .lf-form-progress-step.completed .lf-form-progress-title,
.laf-standalone-wrapper .form-progress-step.completed .form-progress-title,
.laf-standalone-wrapper .lf-form-progress-step.completed .lf-form-progress-title,
.progress-step.completed .step-title {
  color: var(--laf-success);
  font-weight: 600;
}

/* ===== ENHANCED FORM STEPS ===== */
.laf-container .card,
.laf-standalone-wrapper .card {
  border: none;
  border-radius: var(--laf-border-radius-lg);
  box-shadow: var(--laf-shadow-lg);
  transition: var(--laf-transition);
  overflow: hidden;
  margin-bottom: 3rem;
  background: white;
  border: 1px solid rgba(226, 232, 240, 0.8);
}

.laf-container .card:hover,
.laf-standalone-wrapper .card:hover {
  box-shadow: var(--laf-shadow-xl);
  transform: translateY(-4px);
}

.laf-container .card-body,
.laf-standalone-wrapper .card-body {
  padding: 50px;
  position: relative;
  background: linear-gradient(135deg, #ffffff 0%, #fafbff 100%);
}

/* Form Steps */
.laf-container .form-step,
.laf-standalone-wrapper .form-step,
.form-step {
  display: none;
  background: white;
  border-radius: var(--laf-border-radius-lg);
  padding: 40px;
  margin-bottom: 30px;
  box-shadow: var(--laf-shadow);
  border: 1px solid var(--laf-gray-200);
  position: relative;
  overflow: hidden;
}

.laf-container .form-step::before,
.laf-standalone-wrapper .form-step::before,
.form-step::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 6px;
  background: var(--laf-gradient-primary);
  border-radius: var(--laf-border-radius-lg) var(--laf-border-radius-lg) 0 0;
}

.laf-container .form-step.active,
.laf-standalone-wrapper .form-step.active,
.form-step.active {
  display: block;
  animation: slideInUp 0.5s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: var(--laf-shadow-lg);
}

@keyframes slideInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ===== ENHANCED TYPOGRAPHY ===== */
.laf-container .form-section-heading,
.laf-container .lf-section-heading,
.laf-standalone-wrapper .form-section-heading,
.laf-standalone-wrapper .lf-section-heading {
  color: var(--laf-gray-800);
  font-weight: 800;
  font-size: 2.2rem;
  margin-bottom: 1.5rem;
  position: relative;
  padding-bottom: 1rem;
  letter-spacing: -0.5px;
}

.laf-container .form-section-heading::after,
.laf-container .lf-section-heading::after,
.laf-standalone-wrapper .form-section-heading::after,
.laf-standalone-wrapper .lf-section-heading::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 80px;
  height: 4px;
  background: var(--laf-gradient-primary);
  border-radius: 2px;
}

/* ===== ENHANCED FORM CONTROLS ===== */
.laf-container .form-control,
.laf-container .lf-form-control,
.laf-standalone-wrapper .form-control,
.laf-standalone-wrapper .lf-form-control {
  display: block;
  width: 100%;
  padding: 16px 20px;
  font-size: 1rem;
  font-weight: 500;
  line-height: 1.5;
  color: var(--laf-gray-800);
  background-color: var(--laf-gray-50);
  background-clip: padding-box;
  border: 2px solid var(--laf-gray-200);
  border-radius: var(--laf-border-radius);
  transition: var(--laf-transition);
  box-shadow: var(--laf-shadow-sm);
  font-family: var(--laf-font-family);
}

.laf-container .form-control:focus,
.laf-container .lf-form-control:focus,
.laf-standalone-wrapper .form-control:focus,
.laf-standalone-wrapper .lf-form-control:focus {
  border-color: var(--laf-primary);
  outline: none;
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1), var(--laf-shadow);
  background-color: white;
  transform: translateY(-1px);
}

.laf-container .form-control::placeholder,
.laf-container .lf-form-control::placeholder,
.laf-standalone-wrapper .form-control::placeholder,
.laf-standalone-wrapper .lf-form-control::placeholder {
  color: var(--laf-gray-400);
  opacity: 1;
  font-weight: 400;
  font-style: italic;
}

/* Form Labels */
.laf-container .form-label,
.laf-container .lf-form-label,
.laf-standalone-wrapper .form-label,
.laf-standalone-wrapper .lf-form-label {
  display: block;
  margin-bottom: 0.8rem;
  font-weight: 600;
  color: var(--laf-gray-700);
  font-size: 1rem;
  letter-spacing: 0.2px;
}

/* ===== ENHANCED BUTTONS ===== */
.laf-container .btn,
.laf-container .lf-btn,
.laf-standalone-wrapper .btn,
.laf-standalone-wrapper .lf-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-weight: 600;
  text-align: center;
  white-space: nowrap;
  vertical-align: middle;
  user-select: none;
  border: 2px solid transparent;
  padding: 16px 32px;
  font-size: 1rem;
  line-height: 1.5;
  border-radius: 50px;
  transition: var(--laf-transition);
  cursor: pointer;
  text-transform: none;
  letter-spacing: 0.5px;
  min-width: 180px;
  font-family: var(--laf-font-family);
  position: relative;
  overflow: hidden;
}

.laf-container .btn::before,
.laf-container .lf-btn::before,
.laf-standalone-wrapper .btn::before,
.laf-standalone-wrapper .lf-btn::before {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.2), transparent);
  transition: left 0.5s;
  z-index: 1;
}

.laf-container .btn:hover::before,
.laf-container .lf-btn:hover::before,
.laf-standalone-wrapper .btn:hover::before,
.laf-standalone-wrapper .lf-btn:hover::before {
  left: 100%;
}

.laf-container .btn > *,
.laf-container .lf-btn > *,
.laf-standalone-wrapper .btn > *,
.laf-standalone-wrapper .lf-btn > * {
  position: relative;
  z-index: 2;
}

/* Primary Button */
.laf-container .btn-primary,
.laf-container .lf-btn-primary,
.laf-standalone-wrapper .btn-primary,
.laf-standalone-wrapper .lf-btn-primary {
  background: var(--laf-gradient-primary);
  color: white;
  box-shadow: var(--laf-shadow-lg);
  border-color: var(--laf-primary);
}

.laf-container .btn-primary:hover,
.laf-container .lf-btn-primary:hover,
.laf-standalone-wrapper .btn-primary:hover,
.laf-standalone-wrapper .lf-btn-primary:hover {
  background: linear-gradient(135deg, #1d4ed8 0%, #1e40af 100%);
  transform: translateY(-3px);
  box-shadow: var(--laf-shadow-xl);
  color: white;
}

.laf-container .btn-primary:active,
.laf-container .lf-btn-primary:active,
.laf-standalone-wrapper .btn-primary:active,
.laf-standalone-wrapper .lf-btn-primary:active {
  transform: translateY(-1px);
}

/* Outline Button */
.laf-container .btn-outline-primary,
.laf-container .lf-btn-outline-primary,
.laf-standalone-wrapper .btn-outline-primary,
.laf-standalone-wrapper .lf-btn-outline-primary {
  color: var(--laf-primary);
  border-color: var(--laf-primary);
  background: white;
  box-shadow: var(--laf-shadow);
}

.laf-container .btn-outline-primary:hover,
.laf-container .lf-btn-outline-primary:hover,
.laf-standalone-wrapper .btn-outline-primary:hover,
.laf-standalone-wrapper .lf-btn-outline-primary:hover {
  background: var(--laf-primary);
  color: white;
  transform: translateY(-2px);
  box-shadow: var(--laf-shadow-lg);
}

/* Success Button */
.laf-container .btn-success,
.laf-container .loan-submit-button,
.laf-container .lf-btn-success,
.laf-standalone-wrapper .btn-success,
.laf-standalone-wrapper .loan-submit-button,
.laf-standalone-wrapper .lf-btn-success {
  background: var(--laf-gradient-success);
  color: white;
  box-shadow: var(--laf-shadow-lg);
  min-width: 240px;
  font-weight: 700;
  font-size: 1.1rem;
  padding: 18px 36px;
}

.laf-container .btn-success:hover,
.laf-container .loan-submit-button:hover,
.laf-container .lf-btn-success:hover,
.laf-standalone-wrapper .btn-success:hover,
.laf-standalone-wrapper .loan-submit-button:hover,
.laf-standalone-wrapper .lf-btn-success:hover {
  background: linear-gradient(135deg, #047857 0%, #065f46 100%);
  transform: translateY(-3px) scale(1.02);
  box-shadow: var(--laf-shadow-xl);
  color: white;
}

/* ===== ENHANCED VALIDATION STATES ===== */
.laf-container .form-control.is-valid,
.laf-container .lf-form-control.is-valid,
.laf-standalone-wrapper .form-control.is-valid,
.laf-standalone-wrapper .lf-form-control.is-valid {
  border-color: var(--laf-success);
  background-color: var(--laf-success-light);
  box-shadow: 0 0 0 4px rgba(5, 150, 105, 0.1);
}

.laf-container .form-control.is-invalid,
.laf-container .lf-form-control.is-invalid,
.laf-standalone-wrapper .form-control.is-invalid,
.laf-standalone-wrapper .lf-form-control.is-invalid {
  border-color: var(--laf-danger);
  background-color: var(--laf-danger-light);
  box-shadow: 0 0 0 4px rgba(220, 38, 38, 0.1);
  animation: shake 0.5s ease-in-out;
}

@keyframes shake {
  0%, 20%, 40%, 60%, 80%, 100% { transform: translateX(0); }
  10%, 30%, 50%, 70%, 90% { transform: translateX(-5px); }
}

/* ===== ENHANCED FEEDBACK MESSAGES ===== */
.field-feedback {
  margin-top: 12px;
  padding: 12px 16px;
  border-radius: var(--laf-border-radius);
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.9rem;
  line-height: 1.5;
  opacity: 0;
  transform: translateY(-10px);
  transition: var(--laf-transition);
  max-height: 0;
  overflow: hidden;
}

.field-feedback.show {
  opacity: 1;
  transform: translateY(0);
  max-height: 200px;
}

.field-feedback.success {
  background: linear-gradient(135deg, var(--laf-success-light) 0%, rgba(5, 150, 105, 0.1) 100%);
  border: 1px solid rgba(5, 150, 105, 0.2);
  color: var(--laf-success);
}

.field-feedback.error {
  background: linear-gradient(135deg, var(--laf-danger-light) 0%, rgba(220, 38, 38, 0.1) 100%);
  border: 1px solid rgba(220, 38, 38, 0.2);
  color: var(--laf-danger);
}

.field-feedback.warning {
  background: linear-gradient(135deg, var(--laf-warning-light) 0%, rgba(217, 119, 6, 0.1) 100%);
  border: 1px solid rgba(217, 119, 6, 0.2);
  color: var(--laf-warning);
}

/* ===== ENHANCED FORM GROUPS ===== */
.laf-container .form-group,
.laf-container .lf-form-group,
.laf-standalone-wrapper .form-group,
.laf-standalone-wrapper .lf-form-group {
  margin-bottom: 2rem;
  position: relative;
}

/* Enhanced form group positioning for proper checkmark alignment */
.laf-container .form-group,
.laf-container .lf-form-group,
.laf-standalone-wrapper .form-group,
.laf-standalone-wrapper .lf-form-group {
  position: relative;
}

/* Input container positioning for checkmark indicators */
.laf-container .form-group .form-control,
.laf-container .lf-form-group .lf-form-control,
.laf-standalone-wrapper .form-group .form-control,
.laf-standalone-wrapper .lf-form-group .lf-form-control,
.laf-container .form-group .form-select,
.laf-container .lf-form-group .lf-form-select,
.laf-standalone-wrapper .form-group .form-select,
.laf-standalone-wrapper .lf-form-group .lf-form-select {
  position: relative;
  z-index: 1;
}

/* Position container for checkmark relative to input field */
.laf-container .form-group,
.laf-container .lf-form-group,
.laf-standalone-wrapper .form-group,
.laf-standalone-wrapper .lf-form-group {
  position: relative;
  display: flex;
  flex-direction: column;
}

.laf-container .form-row,
.laf-container .lf-row,
.laf-standalone-wrapper .form-row,
.laf-standalone-wrapper .lf-row {
  display: flex;
  flex-wrap: wrap;
  margin: 0 -15px;
  gap: 0;
}

.laf-container .col-md-6,
.laf-container .lf-col-6,
.laf-standalone-wrapper .col-md-6,
.laf-standalone-wrapper .lf-col-6 {
  flex: 0 0 50%;
  max-width: 50%;
  padding: 0 15px;
}

.laf-container .col-md-12,
.laf-container .lf-col-12,
.laf-standalone-wrapper .col-md-12,
.laf-standalone-wrapper .lf-col-12 {
  flex: 0 0 100%;
  max-width: 100%;
  padding: 0 15px;
}

/* ===== ENHANCED SELECT ELEMENTS ===== */
.laf-container .form-select,
.laf-container .lf-form-select,
.laf-standalone-wrapper .form-select,
.laf-standalone-wrapper .lf-form-select {
  display: block;
  width: 100%;
  padding: 16px 20px;
  font-size: 1rem;
  font-weight: 500;
  line-height: 1.5;
  color: var(--laf-gray-800);
  background-color: var(--laf-gray-50);
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3e%3cpath fill='none' stroke='%232563eb' stroke-linecap='round' stroke-linejoin='round' stroke-width='2.5' d='m2 5 6 6 6-6'/%3e%3c/svg%3e");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  background-size: 16px 12px;
  border: 2px solid var(--laf-gray-200);
  border-radius: var(--laf-border-radius);
  appearance: none;
  transition: var(--laf-transition);
  box-shadow: var(--laf-shadow-sm);
  font-family: var(--laf-font-family);
}

.laf-container .form-select:focus,
.laf-container .lf-form-select:focus,
.laf-standalone-wrapper .form-select:focus,
.laf-standalone-wrapper .lf-form-select:focus {
  border-color: var(--laf-primary);
  outline: none;
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1), var(--laf-shadow);
  background-color: white;
  transform: translateY(-1px);
}

/* ===== ENHANCED TEXTAREA ===== */
.laf-container textarea.form-control,
.laf-container textarea.lf-form-control,
.laf-standalone-wrapper textarea.form-control,
.laf-standalone-wrapper textarea.lf-form-control {
  min-height: 120px;
  resize: vertical;
}

/* ===== ENHANCED RADIO BUTTONS ===== */
.laf-container .form-check-input[type="radio"],
.laf-container .lf-form-check-input[type="radio"],
.laf-standalone-wrapper .form-check-input[type="radio"],
.laf-standalone-wrapper .lf-form-check-input[type="radio"] {
  width: 1.5rem;
  height: 1.5rem;
  margin-right: 0.75rem;
  background-color: white;
  border: 2px solid var(--laf-gray-300);
  border-radius: 50%;
  box-shadow: var(--laf-shadow-sm);
  cursor: pointer;
  transition: var(--laf-transition);
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
  position: relative;
}

.laf-container .form-check-input[type="radio"]:checked,
.laf-container .lf-form-check-input[type="radio"]:checked,
.laf-standalone-wrapper .form-check-input[type="radio"]:checked,
.laf-standalone-wrapper .lf-form-check-input[type="radio"]:checked {
  background-color: white;
  border-color: var(--laf-primary);
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1);
}

.laf-container .form-check-input[type="radio"]:checked::after,
.laf-container .lf-form-check-input[type="radio"]:checked::after,
.laf-standalone-wrapper .form-check-input[type="radio"]:checked::after,
.laf-standalone-wrapper .lf-form-check-input[type="radio"]:checked::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 0.75rem;
  height: 0.75rem;
  background: var(--laf-primary);
  border-radius: 50%;
  animation: radioScale 0.2s ease-in-out;
}

@keyframes radioScale {
  0% { transform: translate(-50%, -50%) scale(0); }
  100% { transform: translate(-50%, -50%) scale(1); }
}

/* ===== ENHANCED CHECKBOX ===== */
.laf-container .form-check-input[type="checkbox"],
.laf-container .lf-form-check-input[type="checkbox"],
.laf-standalone-wrapper .form-check-input[type="checkbox"],
.laf-standalone-wrapper .lf-form-check-input[type="checkbox"] {
  width: 1.5rem;
  height: 1.5rem;
  margin-right: 0.75rem;
  background-color: white;
  border: 2px solid var(--laf-gray-300);
  border-radius: var(--laf-border-radius-sm);
  box-shadow: var(--laf-shadow-sm);
  cursor: pointer;
  transition: var(--laf-transition);
  -webkit-appearance: none;
  -moz-appearance: none;
  appearance: none;
  position: relative;
}

.laf-container .form-check-input[type="checkbox"]:checked,
.laf-container .lf-form-check-input[type="checkbox"]:checked,
.laf-standalone-wrapper .form-check-input[type="checkbox"]:checked,
.laf-standalone-wrapper .lf-form-check-input[type="checkbox"]:checked {
  background-color: var(--laf-primary);
  border-color: var(--laf-primary);
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1);
}

.laf-container .form-check-input[type="checkbox"]:checked::after,
.laf-container .lf-form-check-input[type="checkbox"]:checked::after,
.laf-standalone-wrapper .form-check-input[type="checkbox"]:checked::after,
.laf-standalone-wrapper .lf-form-check-input[type="checkbox"]:checked::after {
  content: '';
  position: absolute;
  top: 3px;
  left: 6px;
  width: 6px;
  height: 12px;
  border: solid white;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
  animation: checkScale 0.2s ease-in-out;
}

@keyframes checkScale {
  0% { transform: rotate(45deg) scale(0); }
  100% { transform: rotate(45deg) scale(1); }
}

/* ===== ENHANCED STEP NAVIGATION ===== */
.laf-container .step-navigation,
.laf-container .lf-step-navigation,
.laf-standalone-wrapper .step-navigation,
.laf-standalone-wrapper .lf-step-navigation {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 3rem;
  padding-top: 2rem;
  border-top: 2px solid var(--laf-gray-100);
  gap: 1rem;
}

/* ===== ENHANCED LOADING STATES ===== */
.laf-container .btn:disabled,
.laf-container .lf-btn:disabled,
.laf-standalone-wrapper .btn:disabled,
.laf-standalone-wrapper .lf-btn:disabled {
  opacity: 0.6;
  cursor: not-allowed;
  transform: none !important;
  box-shadow: var(--laf-shadow) !important;
}

.btn-loading {
  position: relative;
  pointer-events: none;
}

.btn-loading::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  width: 20px;
  height: 20px;
  margin: -10px 0 0 -10px;
  border: 2px solid transparent;
  border-top-color: currentColor;
  border-radius: 50%;
  animation: spin 1s linear infinite;
  z-index: 3;
}

@keyframes spin {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}

/* ===== ENHANCED TOOLTIPS & HELP ===== */
.help-tooltip {
  position: relative;
  display: inline-block;
  margin-left: 0.5rem;
  cursor: help;
  color: var(--laf-primary);
  font-size: 1rem;
  transition: var(--laf-transition);
}

.help-tooltip:hover {
  color: var(--laf-primary-dark);
  transform: scale(1.1);
}

.help-tooltip::before {
  content: '';
  position: absolute;
  top: 125%;
  left: 50%;
  transform: translateX(-50%);
  border: 6px solid transparent;
  border-bottom-color: var(--laf-gray-800);
  opacity: 0;
  visibility: hidden;
  transition: var(--laf-transition);
  z-index: 1001;
}

.help-tooltip::after {
  content: attr(data-tooltip);
  position: absolute;
  top: 135%;
  left: 50%;
  transform: translateX(-50%);
  background: var(--laf-gray-800);
  color: white;
  padding: 12px 16px;
  border-radius: var(--laf-border-radius);
  font-size: 0.85rem;
  white-space: nowrap;
  max-width: 280px;
  white-space: normal;
  line-height: 1.4;
  box-shadow: var(--laf-shadow-lg);
  opacity: 0;
  visibility: hidden;
  transition: var(--laf-transition);
  z-index: 1000;
}

.help-tooltip:hover::before,
.help-tooltip:hover::after {
  opacity: 1;
  visibility: visible;
}

/* ===== ENHANCED SUCCESS STATES ===== */
.success-animation {
  position: relative;
  overflow: hidden;
}

.success-animation::after {
  content: '✓';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%) scale(0);
  font-size: 4rem;
  color: var(--laf-success);
  font-weight: bold;
  background: rgba(255, 255, 255, 0.95);
  border-radius: 50%;
  width: 100px;
  height: 100px;
  display: flex;
  align-items: center;
  justify-content: center;
  animation: successPop 0.8s ease-out forwards;
  z-index: 1000;
  box-shadow: var(--laf-shadow-xl);
}

@keyframes successPop {
  0% { transform: translate(-50%, -50%) scale(0); opacity: 0; }
  50% { transform: translate(-50%, -50%) scale(1.2); opacity: 1; }
  100% { transform: translate(-50%, -50%) scale(1); opacity: 1; }
}

/* ===== RESPONSIVE DESIGN ===== */
@media (max-width: 768px) {
  .laf-container,
  .laf-standalone-wrapper {
    padding: 15px;
    background: white;
  }
  
  .laf-container .header-gradient,
  .laf-standalone-wrapper .header-gradient {
    padding: 60px 30px 80px;
    margin-bottom: 30px;
  }
  
  .laf-container .header-gradient h3,
  .laf-standalone-wrapper .header-gradient h3 {
    font-size: 2.5rem;
    max-width: 100%;
  }
  
  .laf-container .header-gradient p,
  .laf-standalone-wrapper .header-gradient p {
    font-size: 1.2rem;
    max-width: 100%;
  }
  
  .laf-container .header-icon,
  .laf-standalone-wrapper .header-icon {
    top: 30px;
    right: 30px;
    transform: none;
    font-size: 4rem;
  }
  
  .laf-container .form-progress,
  .laf-container .lf-form-progress,
  .laf-standalone-wrapper .form-progress,
  .laf-standalone-wrapper .lf-form-progress,
  .loan-form-progress {
    overflow-x: auto;
    padding: 25px 20px;
    justify-content: flex-start;
    gap: 15px;
    margin: -40px auto 40px;
    max-width: 95%;
  }
  
  .laf-container .form-progress::before,
  .laf-container .lf-form-progress::before,
  .laf-standalone-wrapper .form-progress::before,
  .laf-standalone-wrapper .lf-form-progress::before,
  .loan-form-progress::before {
    display: none;
  }
  
  .laf-container .form-progress-step .step-number,
  .laf-container .lf-form-progress-step::before,
  .laf-standalone-wrapper .form-progress-step .step-number,
  .laf-standalone-wrapper .lf-form-progress-step::before,
  .progress-step .step-number {
    width: 50px;
    height: 50px;
    font-size: 1.2rem;
    margin-bottom: 12px;
  }
  
  .laf-container .form-progress-title,
  .laf-container .lf-form-progress-title,
  .laf-standalone-wrapper .form-progress-title,
  .laf-standalone-wrapper .lf-form-progress-title,
  .progress-step .step-title {
    font-size: 0.9rem;
  }
  
  .laf-container .card-body,
  .laf-standalone-wrapper .card-body {
    padding: 30px 20px;
  }
  
  .laf-container .form-step,
  .laf-standalone-wrapper .form-step,
  .form-step {
    padding: 25px 20px;
  }
  
  .laf-container .form-section-heading,
  .laf-container .lf-section-heading,
  .laf-standalone-wrapper .form-section-heading,
  .laf-standalone-wrapper .lf-section-heading {
    font-size: 1.8rem;
  }
  
  .laf-container .col-md-6,
  .laf-container .lf-col-6,
  .laf-standalone-wrapper .col-md-6,
  .laf-standalone-wrapper .lf-col-6 {
    flex: 0 0 100%;
    max-width: 100%;
    margin-bottom: 1rem;
  }
  
  .laf-container .step-navigation,
  .laf-container .lf-step-navigation,
  .laf-standalone-wrapper .step-navigation,
  .laf-standalone-wrapper .lf-step-navigation {
    flex-direction: column;
    gap: 1rem;
  }
  
  .laf-container .btn,
  .laf-container .lf-btn,
  .laf-standalone-wrapper .btn,
  .laf-standalone-wrapper .lf-btn {
    width: 100%;
    min-width: auto;
    padding: 14px 24px;
    font-size: 1rem;
  }
  
  .help-tooltip::after {
    position: fixed;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    max-width: 280px;
    z-index: 9999;
  }
  
  .help-tooltip::before {
    display: none;
  }
}

@media (max-width: 480px) {
  .laf-container .header-gradient,
  .laf-standalone-wrapper .header-gradient {
    padding: 40px 20px 60px;
  }
  
  .laf-container .header-gradient h3,
  .laf-standalone-wrapper .header-gradient h3 {
    font-size: 2rem;
  }
  
  .laf-container .header-gradient p,
  .laf-standalone-wrapper .header-gradient p {
    font-size: 1.1rem;
  }
  
  .laf-container .form-control,
  .laf-container .lf-form-control,
  .laf-standalone-wrapper .form-control,
  .laf-standalone-wrapper .lf-form-control,
  .laf-container .form-select,
  .laf-container .lf-form-select,
  .laf-standalone-wrapper .form-select,
  .laf-standalone-wrapper .lf-form-select {
    font-size: 16px; /* Prevents zoom on iOS */
    padding: 14px 18px;
  }
}

/* ===== PRINT STYLES ===== */
@media print {
  .laf-container .header-gradient,
  .laf-standalone-wrapper .header-gradient,
  .laf-container .form-progress,
  .laf-container .lf-form-progress,
  .laf-standalone-wrapper .form-progress,
  .laf-standalone-wrapper .lf-form-progress,
  .loan-form-progress,
  .laf-container .step-navigation,
  .laf-container .lf-step-navigation,
  .laf-standalone-wrapper .step-navigation,
  .laf-standalone-wrapper .lf-step-navigation {
    display: none !important;
  }
  
  .laf-container,
  .laf-standalone-wrapper {
    background: white !important;
    box-shadow: none !important;
    padding: 0 !important;
    margin: 0 !important;
  }
  
  .laf-container .card,
  .laf-standalone-wrapper .card {
    box-shadow: none !important;
    border: 1px solid #ccc !important;
  }
}

/* ===== ACCESSIBILITY IMPROVEMENTS ===== */
@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* High contrast mode support */
@media (prefers-contrast: high) {
  :root {
    --laf-primary: #0000ff;
    --laf-success: #008000;
    --laf-danger: #ff0000;
    --laf-gray-200: #000000;
    --laf-gray-800: #000000;
  }
}

/* Focus visible for accessibility */
.laf-container .btn:focus-visible,
.laf-container .lf-btn:focus-visible,
.laf-standalone-wrapper .btn:focus-visible,
.laf-standalone-wrapper .lf-btn:focus-visible,
.laf-container .form-control:focus-visible,
.laf-container .lf-form-control:focus-visible,
.laf-standalone-wrapper .form-control:focus-visible,
.laf-standalone-wrapper .lf-form-control:focus-visible {
  outline: 3px solid var(--laf-primary);
  outline-offset: 2px;
}