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Privacy Policy

Starlight Ventures Holdings Ltd.

Effective Date: 03.26.2024

Starlight Ventures Holdings Ltd ("Starlight", "we", "our", or "us") respects your privacy and is committed to protecting the personal data of our clients, website visitors, and users. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website (the "Site") and our services.

Table of Contents

1

Information We Collect

We may collect the following types of personal and business information:

Contact Details

Name, email address, phone number, mailing address

Business Information

Company name, registration details, business address, financial details

Loan Application Data

Financial statements, bank statements, tax ID, loan purpose

Usage Data

IP address, browser type, pages visited, time spent, and other analytics

Communication Data

Any data provided through contact forms, emails, or our secure client portal

2

How We Use Your Information

We use your information for the following purposes:

  • To assess and process business loan applications
  • To provide and manage loan services and related communications
  • To verify identity and perform anti-money laundering (AML) and know-your-customer (KYC) checks
  • To comply with legal obligations and regulatory requirements
  • To improve website functionality, user experience, and customer service
  • To detect and prevent fraud or other prohibited activity
  • To contact you about your account or inquiries
4

Sharing Your Information

We may share your personal data with:

We do not sell your personal information to third parties.

5

Data Retention

We retain your data for as long as necessary:

Active Clients

Throughout the loan term and for a legally required retention period afterward

Unsuccessful Applications

Typically 12–24 months depending on legal and compliance requirements

Data may be anonymized and retained longer for statistical or audit purposes.

6

Your Rights (EU/UK Users)

Under the GDPR, you have rights to:

Right to Access

Access the personal data we hold about you

Right to Rectification

Request correction of inaccurate data

Right to Erasure

Request deletion ("right to be forgotten") in certain cases

Right to Restriction

Restrict or object to data processing

Right to Portability

Request data portability (in a structured, machine-readable format)

Right to Withdraw Consent

Withdraw consent at any time (where applicable)

To exercise any of these rights, please contact us at: admin@starlightventuresholdings.com

7

Data Security

We use industry-standard measures to protect your personal data, including:

  • Secure socket layer (SSL) encryption for data transmission
  • Firewalls and intrusion detection systems
  • Role-based access control and password protection
  • Secure data storage and regular security audits

While no system is 100% secure, we are committed to safeguarding your information.

8

International Data Transfers

As a BVI company, your data may be transferred outside of your local jurisdiction (e.g., to our affiliates or service providers in the UK, EU, or United States). We ensure adequate safeguards are in place (e.g., standard contractual clauses) to protect your data in accordance with applicable law.

9

Cookies & Analytics

Our website uses cookies and similar technologies to:

  • Improve user experience and functionality
  • Analyze traffic and usage patterns
  • Remember preferences and login details

You can manage cookie settings through your browser. For more details, see our Cookie Policy.

10

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their content or privacy practices. Please review their privacy policies independently.

11

Updates to This Policy

We may update this Privacy Policy from time to time. We will notify users of significant changes by email or website notice. Please review this page periodically for updates.

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